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Credit Debts

Contact This Service

Citizens Advice Bureau (Reading)

Tel: 0845 0716379
(A to Z Link)

Debt Counselling (Council Tenants)

Tel: 0118 937 2197
Contact Form
(A to Z Link)

National Debtline

Tel: 0808 8084000
(A to Z Link)

Credit Debts are debts where the creditor does not have extra powers (for example - they can't take action to re-possess your home) so these debts are less imprtant than your priority debts (see Priority Debts in Related information).

The most common credit debts include:

  • credit card debts
  • personal loans with finance companies
  • bank and building society loans and overdrafts
  • store cards
  • catalogues
  • personal debts to friends and family
  • doorstep-collected loans
  • credit sale agreements
  • trading cheques or vouchers

You may be tempted to treat these debts as a priority because your creditors are actively chasing you - either directly or through a debt collection agency. 

Don’t let you creditors pressure you into making arrangements
Ask one of the local or national advice and support agencies for help

Contact the Council /
Customer Services

Reading Borough Council
Civic Centre
Reading
RG1 7AE
Email:
Contact form
Telephone:
0118 937 3737
Minicom:
0118 937 2700

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