Example A: Personal Budget for weekly support and respite in a care home
Example B: person with a Personal Budget for ongoing weekly support and respite in a care home
Example C: person with a Personal Budget for ongoing weekly support and respite in a care home
Example D: non-residential care Financial Assessment Calculation
Example E: care home Financial Assessment Calculation
A 68 year-old woman has a Personal Budget of £110 per week to meet her ongoing weekly care needs and £1700 per year towards two weeks respite care (from a carer’s assessment carried out with her daughter).
She uses her Personal Budget to pay for a carer each weekday morning and to stay in a care home for respite for two weeks while her daughter is away on holiday.
Her non-residential financial assessment shows she is not required to pay anything towards her non-residential service.
Annual Personal Budget: £5500 (ongoing) £1700 (respite). Total: £7200
Weekly Care Charges: she is charged nothing for her ongoing care and support and nothing for her two weeks of respite in a care home because her non-residential financial assessment shows her assessed maximum weekly contribution is zero – so she receives free non-residential service, and this is also applied to the respite care.
If during the year, she required further short stays in a care home that brought the total number of nights stayed in a care home to more than four weeks during that year, a financial assessment would be carried out using care home (temporary stay) charging rules to calculate her contribution towards the accommodation for those extra nights.
A 29 year old man living with his mother has a Personal Budget of £90 per week to meet his ongoing support needs and £8000 per year towards 14 nights of respite care (from a carer’s assessment carried out with his mother). He uses his Personal Budget to pay for a support worker and to stay in a care home for one night at various intervals over the year for respite.
His non-residential financial assessment shows his assessed maximum weekly contribution is £33 per week.
Annual Personal Budget: £4500 (ongoing) £8000 (14-nights of respite) Total: £12,500
Weekly Personal Budget (£12,500 divided by 52 weeks): £240.39 Weekly Care Charges: he is charged £33.00 each week for his ongoing care and support including his 14 nights in a care home for respite.
An 80 year old man has a Personal Budget of £105 per week to meet his ongoing care needs and £1700 per year towards respite care (from a carer’s assessment carried out with his wife). He uses his Personal Budget to pay for a carer and to stay in a care home for respite.
His non-residential financial assessment shows his assessed maximum weekly contribution is £140 per week.
Annual Personal Budget: £5250 (ongoing) £1700 (respite). Total £6950
Weekly Personal Budget (£6950 divided by 52 weeks): £133.65
Weekly Care Charges: He is charged £133.65 each week towards his Personal Budget.
At the end of the Personal Budget period (usually a year) – and before we finalise his Personal Budget for the following year – we compare the charges he’s paid with the actual cost of his services and refund any overpayments.
A woman aged 84 has a Personal Budget of £160 per week for care and support in her home. She receives full Housing Benefit and full Council Tax Support.
Total savings and investments: £15,140
Attendance Allowance £ 68.10
State Pension £156.45
Private pension £ 14.75
Pension Guarantee Credit £ 95.25
Pension Savings Credit £ 4.62
Total weekly income: £339.17
Total weekly income plus tariff charge on savings/investments: £343.17
Total REGARDED weekly income and tariff charge on savings £338.55
Housing Benefit and Council Tax Support received
This is an allowance for daily living costs. The amount is for a single person who has reached the qualifying age for Pension Credit
Total allowances and expenses: -£226.55
Total regarded weekly income and tariff on savings LESS total allowable expenses and allowances: £112.00
ASSESSED MAXIMUM WEEKLY CONTRIBUTION £112.00
She would pay £112 per week towards her Personal Budget for care and support.
A single man aged 79 has moved to a care home where his care and support needs can be met. The council are paying the costs of £850 per week to his care home provider.
Total savings and investments: £17,320
Total weekly income: £311.35
Total weekly income plus tariff charge on savings/investments £324.35
Total allowances and expenses: -£ 34.75
Total regarded weekly income and tariff on savings LESS total allowances and expenses: £289.60
ASSESSED WEEKLY ACCOMMODATION CHARGE £289.60